We’re here for you.

Whether you’re quoting new business, completing an endorsement or making a payment, our experienced team will ensure you and your customers get great service in all the markets we serve.

 

Available States

    • Acceptable Licenses: U.S., Foreign, International and Permit

    • BI/PD limits: 50/100/10 (250/500/10 also available)

    • COMP/COLL Deductible Options 250, 500, 1000, 3000

    • Multiple Payment Options Available including LOW Down Payments

    • Multiple discounts available

    • Business/Artisan Use Available on a Limited Basis

    • Maximum 4 vehicles per policy

    • 6-Month Policy Terms Only

 

Excepsure Non-Standard Auto Program

Built for Today’s Drivers. Designed for Independent Agents.

Excepsure’s Non-Standard Auto Program is designed to meet the needs of both U.S. and internationally licensed drivers, offering flexible solutions for a wide range of risks.

🔷 Program Highlights

  • Coverage for U.S. & Internationally Licensed Drivers

  • Flexible underwriting for non-standard risks

  • Competitive pricing for higher-risk profiles

💰 Available Discounts

Help your clients save with multiple discount opportunities:

  • ✔ Multi-Car

  • ✔ Proof of Prior Coverage

  • ✔ Renewal Discount

  • ✔ Paid-in-Full Discount

  • ✔ Stability Discount

  • ✔ Senior Discount

  • AND MORE

Fast, Simple, Digital Experience

Our platform is built for speed and efficiency—so you can quote, bind, and manage policies with ease:

  • ✔ Easy online quoting

  • ✔ Real-time endorsements

  • ✔ E-signature capability

  • ✔ VIN verification

  • ✔ MVR generated at point-of-sale

💳 Flexible Payment Options

We make it easy for customers to pay:

  • ✔ EFT (Electronic Funds Transfer)

  • ✔ Credit Card

  • ✔ Debit Card

  • ✔ Low down payments with recurring EFT

📬 Streamlined Customer Experience

  • Minimal correspondence mailed

  • Faster processing and communication

  • Fully digital-first approach

🚀 Ready to Grow Your Book?

Excepsure makes it easy to place non-standard auto business quickly and confidently.

👉 Interested in Becoming an Agent? Click below to get started.